With over 33 years of experience in financial services, Ray specializes in estate planning, retirement planning, investment strategies, and tax-efficient planning. As the founder of Linker Financial Group, he leads the firm’s vision and works closely with clients to help them preserve, manage, and transfer wealth across generations.
My professional journey has been enriched by several designations, including the LUTCF for over 25 years and the RFC for more than 15 years. I am motivated by the satisfaction of helping people, and what I enjoy most about my job is assisting clients in feeling financially secure. I believe the greatest values I can provide are confidence and results in their financial lives.
Originally from Tulare, CA, I divide my time between Fresno and Costa Mesa, California. I am newly married to Pilar, who recently joined me at Linker Financial Group as a Senior Advisor Support Specialist after a 30-year career as a legal secretary. My third son, Brandon, lives in Clovis, California, with his wife Jenny and their son Jackson. Brandon has been an advisor with me for 12 years and will take over the business when I retire. My oldest son, Garrett, moved to Texas with his family after working with me for 10 years. My second son, Nathan, resides in San Francisco, managing a large hospitality company, while my youngest, Devin, is a youth hockey coach in Fresno. In my free time, I enjoy traveling, golfing, scuba diving, skiing, hiking, and entertaining family and friends. Cooking and sharing great times with the people I love are some of my favorite pastimes.