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Everyone
wants to remain financially independent throughout his or
her lifetime. Unfortunately, you cannot predict what kind
of care you or your family members might need in the future
or know exactly what the costs will be. Without proper planning,
the cost of long-term care services can easily wipe out an
average person’s savings.
Long-term care is defined as a stay of 90 days or longer in
a nursing home, convalescent care, or similar facility. Long-term
care goes beyond medical care and nursing care to include
all the assistance you could need if you ever have a chronic
illness or disability that leaves you unable to care for yourself
over an extended period of time.
The annual cost of nursing home care averages more than $60,000
and can exceed $100,000 in some parts of the country. These
costs will most likely continue to rise. Combine this with
the average nursing home stay of 30 or more months, and it’s
easy to see:
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During this century, the average
American’s life span has increased more than 25 years. Yesterday’s
fear of dying too soon has now been replaced with the fear of living
too long. Today, too many Americans are worried about paying for
long-term care services out of their personal savings.
Learn how to
legally reposition your assets to qualify for Medi-Cal Long Term
Care benefits, and keep everything that you worked so hard for.
Contact Linker Financial Group, Inc. to schedule a brief, no charge,
no obligation consultation. Please give us a call or send us an
e-mail right now.
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